Tell us: do you have an outstanding UK university student loan you are struggling to pay off?

Guardian community team
<span>Anyone who started university between 2012 and 2022 is now <a href="https://www.thetimes.co.uk/article/57-000-reasons-why-your-kids-may-never-clear-their-student-loans-7wltz76cs" rel="nofollow noopener" target="_blank" data-ylk="slk:paying 7.6%;elm:context_link;itc:0;sec:content-canvas" class="link rapid-noclick-resp">paying 7.6%</a> interest on what they borrowed, meaning that almost all will see their loans go up by more than they repay this year.</span><span>Photograph: PA Images/Alamy</span>

We’d like to hear from people who have taken out a student finance loan in the UK to cover university tuition fees or living costs, and how this is affecting them.

Whether you have already been repaying your student loan for years, or have just begun, or are yet to start repaying it, we’re interested to hear how this debt has been affecting you, your finances and your plans for the future.

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